Will a New Roof Lower Home Insurance Costs?

What should I ask my insurer before a San Diego roof replacement?

A new roof does not guarantee a lower home insurance premium. Before choosing a system, ask your insurer what it needs to review your roof and whether the material you are considering changes your coverage or premium. Request an answer for your property and policy in writing.

Which roof details should I provide?

Give the insurer the installation date, roof material, product name and scope. If you are replacing the underlayment and reusing tile, describe that accurately; it is different from installing an entirely new tile covering.

What records should I keep?

Keep your signed proposal, final invoice, product information, completion photos and applicable permit records together. Higher Levels Roofing can document the roof it installed. Your insurer determines what that work means for your policy.